How can ecapital mortgage broker services be FREE?
Our lenders pay us broker fees or commissions for your business. Just as if you were dealing with a bank manager or lender, these fees do not change the interest rate you pay on a home loan. In most circumstances, the time required to broker a deal with the mortgage lender (that we together decide will provide you the best outcome) is covered by the broker fees or commissions received for organising your finance.
Lenders choose to work with us because we effectively give them a bigger "shop front" without carrying traditional employee or "bricks and mortar" overheads. Many lenders today have few or no branches and partly rely on quality mortgage brokers like ecapital to represent their products. Other lenders have their own branch networks, but simply extend their access to customers through the network of mortgage brokers.
Impartial in our decision making, you can be assured that ecapital is totally committed to getting you the best mortgage broker deal for your home loan without hassle or fuss. Your ecapital Mortgage Broker consultant will handle every stage of the loan application process, from conditional approval to settlement and after.